Tendar

Lending touches scoring, KYC, disbursement, repayments and third-party checks, and many of those calls are slow or unreliable. Lenders needed all of it in one place, and running it all in the request path would make the whole platform fragile.

• Built the credit scoring system: the engine every lending decision depends on.
• Designed a microservice architecture with clear ownership boundaries for lending, scoring and transactions.
• Moved slow and failure-prone work onto asynchronous, event-driven workflows over message queues.
• Built secure REST APIs for partners consuming lending as a service.

• Tendar V1 launched in 2023 as lending infrastructure for lending technologies and apps.
• Better platform reliability, maintainability and performance.
• Part of the architecture and database work behind 30%+ platform performance gains.